Multi-family home developments are opportunistic real estate investments. We build brand-new multi-family apartment buildings from the ground up for these projects.  RBS sources funds from multiple investors, which allows you to own a piece of a multi-family property without the financial burden of funding the property on your own. 

Multi-family apartment buildings are in high demand in the Ghana market. Buildings with fewer units are in greater demand than larger apartment communities, so RBS focuses on developments of this size. This also helps us to shorten timeframes and limits risk. 

These projects range from 12-18 months, which makes this the perfect opportunity for investors looking to grow their money without tying it up long-term.  Because of the substantial value added by building from the ground up, RBS's multi-family developments will have some of our highest yield returns.

The demand for real estate in Accra remains high year after year. Accra offers an exceptionally dynamic economy with Ghana's most extensive manufacturing base, a fast-growing tech industry, and an increasing number of venture capital startups. Add the attraction of the entertainment industry, the appeal of year-round sunshine, and the desire to live in one of the most exciting cities in Ghana, and it's easy to see why Accra has a proven record of consistent demand. 

Limited supply is another critical factor in the value of the Ghanaian real estate market. Housing in Accra is sprawling and limited by geographic boundaries, including the ocean to the west and the mountains to the north and east. The high demand and low supply have driven Accra to become a market leader in rent growth and property appreciation.

The current property is a distressed single-family home. The house was purchased for the property lot and location and has the proper zoning code to build a multi-family property on this land. The current structure will be torn down to create space for the new multi-family home. 

The property is centrally located in the heart of Accra, with easy access to everything Accra has to offer: high-end restaurants, nightlife, entertainment, shopping, excellent schools, and unlimited employment opportunities. This property is near Kotoka International Airport, close to all major freeways. It is a charming residential street in a growing neighborhood. 

RBS's multi-family developments are designed to meet today's renters' and buyers' unique needs in Accra. Most apartments in Accra are studios, one-bedroom, or two-bedroom. But rents have gotten so expensive that most individuals need help to afford to live alone. Today's renters are looking for three, four, or even five bedrooms to have more roommates to make the rent more affordable. Similarly, more growing families are renting today because they can't afford to buy. These families are also looking for apartments or townhomes with enough space to accommodate multiple children and a home office.

RBS is meeting these needs by designing open living areas and 3-5 bedrooms and bathrooms to make co-living with roommates more comfortable. By designing properties in high demand with renters, we make the property more valuable to the investors who will buy it once it is built. 

The development starts by preparing the lot for the new multi-family structure. We will tear down the existing property and grate the lot for the new build. Our architects will create a modern multi-family structure tailored to the specific lot and designed to appeal to today's renters. Once the permits are approved, our construction team can build the multi-family property. 

The new building will include two separate three-story structures with on-site parking for the residents. Each unit will define upscale urban living with high-quality appliances, stunning color combinations, and open floor plans. Each bedroom retreat will have a private ensuite bathroom and a spacious closet. Balconies and terraces will provide outdoor living spaces to enjoy the Ghanaian weather. 

With the skilled professionals and workers and the efficient systems we have in place, RBS can complete high-quality builds in comparatively short time frames, leading to less uncertainty, lower risk, and faster payouts for investors.

RBS manages every step of the construction process. We will keep investors up to date through the user-friendly online dashboard, where we will display the project's progress bar and upload progress photos of the construction of the property. We will also send email updates when the project moves from one status to another

The initial timeline of this project starts the day we open escrow for the purchase. Then we follow the process of closing on the home, designing, permitting, demolishing, and building. When the construction is complete, we take final property photos, list the property for sale, and advertise it to qualified buyers. The timeline ends the day we close escrow on the sale of the property. When the development has been sold and escrow closed, our accounting team will calculate the financials and send the investor distributions within ten business days.

Note: Time frames are subject to change. Past performance does not assure future results.

Investors can enter the opportunity anytime while it is listed as an "Open Investment." RBS purchases the property with our capital, then replaces our original funds with investors' funds as they are received. Your return on investment will be prorated based on the day you join the investment. To get the most out of the deal, join the opportunity in the earliest stage possible.

The opportunity will be open until it has been fully funded or until RBS decides to close the investment by keeping its capital and stake in the deal.

Note: Investors receive their disbursement after the property has sold. There are no disbursements or dividends throughout the investment period for new development projects.

This property is partly financed with a construction loan. RBS Investment secures the loan.

This investment is held in a stable LLC ownership structure. The LLC will offer Class A Units to prospective investors following a Subscription Agreement. The economics and management of the LLC will be governed by an Amended and Restated Operating Agreement to which each investor will agree to be bound when investing in the LLC. 

RBS Investment is the Managing Member and owner of Class B Units in the LLC (and has all voting rights). Investors are the members and owners of Class A Units in the LLC. As a holder of Class A Units, you have an indirect economic interest in the real property asset held by the LLC. The number of Class A Units issued to you is based on the amount you invest and the value of the equity in the underlying property at the time of investment.

The LLC will issue a Schedule K-1 to each investor at the end of each fiscal year, which can be used by the investor when preparing annual tax returns.

To place an investment, select and inform us of the amount you wish to invest.

You will be guided step-by-step to finalize your investment request. You will be given the wire transfer information when your investment has been placed. You will have five business days to send the wire transfer and secure your place in the investment. 

You will receive an email notification when we receive your wire transfer and your active investment. You can then access the legal certificate that confirms your status as a member of the LLC that owns the property. This certificate will also confirm the number of shares you own. RBS will email the investment contracts, which can be viewed and downloaded anytime.